If you are struggling financially, you might want to file for bankruptcy. This can provide a fresh financial start and protect you from creditor harassment. However, it is important to make sure that you hire the right lawyer to help you through this process.
The most effective way to find the right lawyer is to do a little research. There are many resources available that can help you with this, including your state bar association and the National Association of Consumer Bankruptcy Attorneys.
You should also look at a lawyer’s track record. This includes how many cases they’ve handled in their career and the results of those cases. It’s important to find someone with a lot of experience handling bankruptcy cases so that you know that you’ll get the best possible outcome.
It’s a good idea to have a lawyer review all your financial records and documents before you file for bankruptcy. This will ensure that all your information is accurate and organized. It will also save you from having a creditor ask for a 2004(a) examination, which is a more detailed review of your financial records.
Your lawyer will also prepare all of the necessary documentation for your case, and they will accompany you to all the court meetings. This means that they will ensure that you don’t miss any important information or forget to tell your creditors about something important.
Once your petition is approved by the court, your case will be assigned to a bankruptcy trustee. This is a person who works in the bankruptcy courts and is responsible for organizing all of your meetings with creditors. Your lawyer will also be responsible for ensuring that you attend all of these meetings and that your rights are protected.
Depending on what type of bankruptcy you file, your attorney will also prepare a plan for you to follow during the course of your case. This plan will explain how you can recover from your bankruptcy and rebuild your credit. It can also help you develop smart financial habits that will make it easier to avoid filing for bankruptcy in the future.
The best bankruptcy lawyer in Arizona will also make sure that all of your debts are discharged at the end of the case, so that you can avoid further collection efforts. They will also work with you to create a repayment plan for your creditors, which will allow you to pay off some or all of your debts over time.
If you have questions about whether filing for bankruptcy is the right move for you, give us a call and schedule a free consultation with one of our experienced attorneys. We can answer any of your questions and offer solutions to help you avoid filing for bankruptcy in the first place.